Fees and Refunds

Relevant standard: Standards for Registered Training Organisations (RTOs) 2025


Obelisk Training is entitled to charge fees for services provided to learners undertaking training and assessment that leads to a nationally recognised outcome. These charges are generally for items such as course materials, textbooks, learner services and training and assessment services.

Definitions

Training product 

AQF qualification, skill set, unit of competency, accredited short course and module

Short course 

Low cost, short duration with a small number of units of competency usually conducted over 1-5 days. These courses usually relate to specific skills required in the workplace or required due to licencing or certification requirements. 

Long course 

Course designed to prepare the student to perform a vocational occupation such as a full qualification or a substantial course made up of multiple units of competency. These courses are usually delivered over many weeks or years.

The threshold for prepaid fee amount

The amount of fees a prospective or current student can be required to prepay is in excess of a total of $1,500. The purpose of a threshold for prepaid fee amounts is to limit the amount of money that can be required for payment by a student in advance of a service being delivered. It is a consumer protection measure. 

Enrolment fee 

Payment required to be paid by a student enrolling into a Long Course to cover the cost of administering the enrolment.

Tuition fee 

The payment required to be paid by the student to cover the cost of materials, textbooks, student services and training and assessment services.

What are administrative charges?

Administrative Charges comprise $75 of the initial payment made for a qualification and contribute to covering the administrative expenses incurred by Obelisk Training. Should a cancellation occur and eligibility for a refund is met, the administrative charges will be deducted from the fee paid prior to processing the refund.

Fees payable

Obelisk Training charge fees for services provided to students undertaking training and assessment. These charges are generally for items such as course materials, student services and training and assessment services.

Fees are payable at different stages depending on the type of course the student is enrolling in.

As an example:

  • For a Short Course, the total fee may be required to be paid via the website when the student is registering for the course.
  • For a Long Course with a scheduled start date, the student will be required to make a payment for their initial payment within 5 days of being issued an invoice or prior to the course commencing, whichever occurs first.

The payment requirements for all courses are specified within the current Obelisk Training Schedule of Fees and Charges. The Schedule will identify the amount and when the initial payment must be made and any subsequent payments that are due as the course progresses. This information is provided to the prospective student as part of the pre-enrolment information process and is accompanied by the outline of the course being offered and the Student Handbook.

Obelisk Training may discontinue training if fees are not paid in accordance with the agreed Schedule of Fees and Charges. If a payment is required prior to a service being delivered, the student is not permitted to undertake the service unless prior approval has been given by the CEO.

Where a student is required to pay an application fee as specified in the current Schedule of Fees and Charges, the application fee is non-refundable. This is to be clearly explained to the student within the Schedule of Fees and Charges.

Where services are being delivered directly to another business such as where an employer is engaging Obelisk Training to deliver training to a group of its employees, this is a business to business service arrangement and fees will be invoiced as agreed between Obelisk Training and the client. These arrangements are not subject to the threshold for prepaid fee amount and the total amount of fees can be invoiced at any time that is agreed between the parties.

Changes of tuition fees will not apply to students who have paid and or have already commenced their course.

Payment methods

Obelisk Training accepts payment for fees using the following payment methods:
  • Credit Card either over the phone or via our electronic invoice
  • Electronic Funds Transfer (account details provided on the invoice)
  • BPay – authorised bank payment
Payment in cash is not available. Please refer to our invoice for payment options.

Fees Paid in Advance

Obelisk Training is not to require prospective or current students to prepay fees in excess of the threshold for prepaid fee amount which is in excess of a total of $1,500. This is an important consumer protection measure to limit the amount of fees that a student can be charged in advance of the services being delivered to the student.

Subsequent payments are based on the costs of the students training and assessment which is yet to be delivered and these payments will be proportioned over the course duration. As a general guide, Obelisk Training should design a schedule of fees for a course to maximise the amount of money that can be charged in advance of the service being delivered but, at no point is this to exceed the threshold for prepaid fee amounts. The purpose of maximising the amount of fees that are being charged in advance of the service being delivered is to ensure that Obelisk Training is in receipt of money required to pay for services particularly where Obelisk Training is incurring costs in advance of the planned service. The schedule of fees proportioned over the course duration is outlined within the Schedule of Fees and Charges.

If the cost of the course is less than $1,500, generally the full amount will be requested for payment prior to the course commencing.

As outlined at section Fees payable, Where services are being delivered directly to another business (business to business service arrangement) these arrangements are not subject to the threshold for prepaid fee amount and the total amount of fees can be invoiced at any time that is agreed between the parties.

Schedule of Fees and Charges

The Chief Executive officer is responsible for approving Obelisk Training Schedule of Fees and Charges. The Schedule of Fees and Charges is to include the following information:

  • The total amount of all fees including course fees, administration fees, material fees and any other charges the student may incur during their enrolment

  • Any additional fees such as fees for re-issuing an AQF certificate, re-assessment fee or other miscellaneous charges

  • Payment terms, including the timing and amount of fees to be paid and any non-refundable amounts or administration fees

  • Consumer protection arrangements

  • Payment methods

  • Any discounts, fee reductions or exemptions available for multiple enrolments, concession card holders, continuing students, group bookings etc,.

  • Obelisk Training Refund Policy.

The Schedule of Fees and Charges is an important component of the Obelisk Training pre-enrolment information which is to be presented to the student systematically once we have received an enquiry about our services prior to their enrolment or their commencement, whichever occurs first. This information is made up of a number of information products including the following:
  • Advertising and marketing material which communicates information to the student about the services to be provided in the training product in which they have expressed their interest. 
  • The student handbook which communicates information to the student about Obelisk Training, its support services and the student’s rights and obligations.
  • The schedule of fees and charges which communicates information to the student about the fees and charges of the services offered by Obelisk Training Including the schedule of payments (where applicable) and the students rights regarding seeking a refund.

Refunds policy

The following refund policy will apply:

Prior to commencement

Students, who gives notice to cancel their enrolment 10 business days or more prior to the commencement of a course, will be entitled to a full refund of fees paid. 

Students who give notice to cancel their enrolment 9 business days or less prior to the commencement of a course will be entitled to a 75% refund of fees paid. The amount retained (25%) by Obelisk Training is required to cover the costs of staff and resources which will have already been committed based on the student’s initial intention to undertake the training.

After commencement

Students who cancel their enrolment after a course has commenced will not be entitled to a refund of fees of any fees paid in advance. An exception to this policy is where Obelisk Training fails to fulfil its service agreement and fees are refunded under our guarantee to clients.

Discretion may be exercised by the Chief Executive Officer in all situations, if the student can demonstrate that extenuating or significant personal circumstance led to their withdrawal. In these cases, the student should be offered a full credit toward the tuition fee in another scheduled course in-lue of a refund. Chief Executive Officer may also authorise a refund of tuition fees if the circumstances require it.

Where refunds are approved, the refund payment must be paid to the student within 14 days from the time the student gave written notice to cancel their enrolment. Tuition refunds are to be paid via electronic funds transfer using the authorised bank account nominated by the student on the Refund Request Form.

All requests for refund of fees must be made in writing using the Refund Request Form which may be obtained from Obelisk Training reception or from the website. The form must be signed by the student.

The following outlines the Obelisk Training refund policy is various circumstances and situations which may arise:

  • Cancelling enrolment after a course has commenced - Students who cancel their enrolment after a course has commenced will not be entitled to a refund of fees.
  • Refunds of enrolment fees - Where an enrolment fee applies, enrolment fees are non-refundable in all circumstances.
  • Non-transferable - Obelisk Training refunds are not transferable to another person.
  • Refunds for classes missed - No refunds will be made for classes missed due to exams, excursions, or other obligations that fall outside the normal schedule of classes.
  • Intake numbers are insufficient - Obelisk Training reserves the right to cancel a course if intake numbers for a scheduled course are insufficient. In the unlikely event that Obelisk Training cancels a course if intake numbers are insufficient, the student will receive a full refund.
  • Behaviour Misconduct - Students who demonstrate behavioural misconduct after being formally warned are to have their enrolment cancelled and will not be entitled to a refund

Statutory cooling off period 

A statutory cooling off period (which is 10 days) is a period of time provided to a consumer to allow them to withdraw from a consumer agreement, where that agreement was established through unsolicited marketing or sales tactics. These include tactic such as door-to-door sales and telemarketing. A statutory cooling off period allows a consumer to withdraw from a sales agreement within 10 days of having received a sale contract without penalty. Obelisk Training do not engage in unsolicited marketing or sales tactics and therefore a statutory cooling off period in not applicable to our students who have enrolled into a course. For refund option in other circumstances, students must refer to the above refund policy.

Consumer Protection and Guarantee

If Obelisk Training cancels or ceases to provide planned training, Obelisk Training must issue a full refund for any services not yet provided. The basis for determining “services not yet provided” is to be based on the units of competency completed by the student and which can be issued in a statement of attainment at the time the service is ceased. As an example: A student enrolled in a course of 2 units of competency and paid $600.00 up front as the total course fee. The course was cancelled due to the trainer falling ill and the student at that time had completed 1 of the 2 units. The student’s enrolment would be finalised, and the student would receive a Statement of Attainment for the 1 completed units. The student would also receive a refund of $300.00 which represents that value of the training not delivered.

Students’ undertaking a vocational education and training course are protected under Australian Consumer Law and under State and Territory consumer protection laws. These protections include areas such as unfair contract terms, the consumer guarantees, to statutory a cooling-off period, and unscrupulous sales practices. More information about consumer rights can be accessed from the Australian Consumer Law website which includes a range of helpful guides relating to specific areas of protection. Please visit the following site for more information: Australian Consumer Law.

Students who are unhappy with Obelisk Training arrangements for the collection and refunding of tuition fees are entitled to lodge a complaint. This should occur in accordance with Obelisk Training complaints policy and procedure.

Payment of GST

GST is exempt under section 38-85 GSTR 2003/1 Goods and Services Tax, tax ruling. The ruling explains the supply of a course for ‘professional or trade course’ is a GST-free education course.

ATO reference:
Where a student is enrolled in a course which is offering units of competency or a whole qualification, the course fees attached to this enrolment will be exempt from the payment of GST. GST does apply on the payment of some miscellaneous charges where these charges are in addition to and outside the normal services offered in a course. Please refer to Obelisk Trainingschedule of fees and charges for details of what GST is and is not applied to.

Changes to terms and condition 

If at any time there is a change to the agreed services to be provided or policies relating to the student’s rights and the payment of fees and other charges, Obelisk Training must advise current students in writing (email) prior to any of these changes coming into effect. This includes changes to course delivery arrangements, changes to ownership or third party arrangements, changes caused by training product transition, or changes to our policies and procedures.

Students are to be notified of any changes to terms and conditions 28 days prior to these changes coming into effect. On being informed of these changes, students have the right to appeal the decision of Obelisk Training if the decision effects the terms of their enrolment or the services agreed to at the beginning of their enrolment. The appeal of any decision is to be handled in accordance with the Appeals Policy and Procedure 
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